A PROACTIVE BUSINESS SUPORT SERVICE THAT'S REAL VALUE FOR MONEY

A MODERN, PROACTIVE TREAM

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ACCOUNTANTS

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BOOKKEEPERS

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VIRTUAL FINANCIAL DIRECTORS

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A MODERN, PROACTIVE TEAM
We are a modern proactive team of experienced professionals who are not just Bookkeepers and Accountants but have over 85 years experience of starting, growing, developing and selling businesses at the sharp end. Frank Stevens is the owner and founder of Bear Business and has grown 3 business from scratch to turnovers of over five million before selling the businesses. He has seen all the pitfalls, overcome all the obstacles and knows what it takes to make a success of your own business.
ACCOUNTANTS
The vast majority of accountants just produce a set of annual accounts to comply with HMRC regulations, they think they have done a good job if they save you a bit of tax. Our philosophy is totally different – we use our business experience to give you, the business owner, monthly financial information to make informed decisions to make more profit. We believe it is far more beneficial to make £100K profit and pay £20K tax than to make £40K profit and pay no tax – for us it is a no brainer.
BOOKKEEPERS
We do not use the term bookkeepers rather we use the term Virtual Financial Managers. In our world a bookkeeper is an old fashioned term for a person who sits at a desk and enters information in a ledger. Virtual Financial Management is a modern cloud based solution which enables both you and ourselves access to up to the minute financial information where ever you are. So when you are on the beach enjoying a well earned rest you can still see how much profit your business made last week! Virtual Financial management is all about providing you with current accurate financial information so you can make informed decisions rather than decisions based on annual accounts which could be 12 months out of date.
VIRTUAL FINANCIAL DIRECTORS
Most larger businesses employ the services of a full time Financial Director. We appreciate that most small to medium businesses could not afford a full time Financial Director so we can provide all the benefits of a Financial Director but on a virtual basis, thus reaping the benefits but at a fraction of the cost. Services we can provide include budgets, cash flow forecasts, credit control, obtaining business development loans, business growth forecasts and much more.